Acala & Karura are leading DeFi hubs on Polkadot & Kusama, revolutionizing finance. Kurotobi Leader, a top PAD team captain, leads with strategy and expertise. Explore Acala's features in Polkadot Decoded 2022. Join the Fixed Team Acala challenge to test your skills. Dive into the exciting world of DeFi with Acala & Karura!